FINANZCLEANER · UNITED STATES
Financial advice.
Finally clear.
Finanzcleaner brings the European Clean Standard to the U.S. market — connecting clients, technology, and certified advisors for a new era of transparent financial guidance.
THE CLEAN STANDARD · PHILOSOPHY
"Finanzcleaner doesn't replace human advice.
We make advice provable."
AI-Powered Analysis
Every insurance policy, retirement account, and loan is benchmarked against current U.S. market data — free from commission bias, driven by facts.
Fee-Based. Always.
We charge a flat fee — not commissions. Our only incentive is your financial clarity. No hidden referral fees, no product kickbacks.
Structured Financial Review
From 401(k) to term life, health insurance to mortgage rates — we analyze your full financial picture using the Clean Standard methodology.
Certified Partner Network
We license the Finanzcleaner system to independent, licensed financial advisors across the U.S. who share our commitment to transparency.
Financial knowledge.
Clear & free.
Articles, calculators, and guides on the financial topics that matter most to Americans — insurance, retirement, mortgages, and more.
HOW IT WORKS
Four steps to financial clarity.
Book a Second Opinion
One-time fee. No commitment. We review your existing financial contracts and insurance policies.
Upload Your Documents
Securely share your current policies, loans, and retirement statements through our encrypted portal.
AI + Expert Review
Our system benchmarks your contracts against real U.S. market data. A certified advisor then reviews the findings with you.
Clarity Report
You receive a written report — clear, actionable, and free of sales language. What's good. What's overpriced. What's missing.
OUR SERVICES
Two ways to get started.
No sales pressure. No commission agenda. Choose what fits your situation.
ONE-TIME · NO COMMITMENT
Financial Second Opinion
A clear, written review of your existing financial contracts and insurance policies — based on real U.S. market data and AI analysis. One-time. No follow-up obligation.
AI-benchmarked against current U.S. market rates
Review of life, health, auto & homeowner's insurance
401(k), IRA & retirement plan analysis
Mortgage & loan rate comparison
Written report — no upsell, no pressure
60-minute advisory session with a Certified Partner
ANNUAL · CANCEL ANYTIME
Service Agreement
Your dedicated financial advisor — always on, always clear. For clients who want long-term financial clarity with a trusted partner.
Annual financial review with dedicated advisor
Ongoing contract monitoring & market alerts
Priority access via phone, email & messaging
Digital financial dashboard (app access)
Quarterly strategy check-in
All areas: insurance, retirement, real estate & credit
* The Second Opinion fee ($399) is fully credited toward a Service Agreement if you choose to continue.
CERTIFIED PARTNER PROGRAM · USA
Bring the Clean Standard
to your market.
Finanzcleaner is expanding across the United States through a network of independent, licensed financial advisors — Certified Partners who share our commitment to transparency, objectivity, and client-first advisory.
Certified Partner Status
Carry the Finanzcleaner brand and Clean Standard — a mark of transparency and objectivity recognized across our international network.
Proven European System
Built on a methodology refined over years in Germany's heavily regulated financial market. Now available for the U.S.
Revenue Share Model
Earn through client service fees — not product commissions. A sustainable, client-first business model.
Full Technology Stack
Access to AI analysis tools, the digital financial dashboard, client management system, and all branded materials.
THE PATH TO PARTNERSHIP
From application to launch.
Apply Online
Fill out the Certified Partner application. Tell us about your experience, licenses, and region.
Screening Call
A 30-minute call with our partner team to align on values, business model, and expectations.
Certification Training
Complete the Finanzcleaner onboarding and certification program (online, self-paced).
Launch & Grow
Go live in your region with full brand access, technology, and ongoing partner support.
WHO QUALIFIES
Requirements for Certified Partners.
We work exclusively with licensed financial professionals who are committed to fee-based advisory and have a proven track record of client-first service.
Active Series 65 / Series 66 license or equivalent RIA registration
Minimum 3 years of financial advisory experience
Commitment to transparently compensated, client-first advisory
Completion of the Finanzcleaner Certification Program
Clean compliance and regulatory record
Ready to join the network?
Apply to become a Finanzcleaner Certified Partner in your region. We review every application personally — no automated rejection.
Currently accepting partners in all 50 U.S. states.
Notice: Finanzcleaner is a brand and standard-setting organization. The Finanzcleaner GmbH is licensed as a financial intermediary in Germany. In the United States, Finanzcleaner does not hold a local regulatory license for financial or insurance advisory. All content on this page is educational and informational in nature. Any advisory services are provided exclusively by independently operating, locally licensed Clean Standard Certified Advisors acting in their own name under applicable local law. Finanzcleaner assumes no liability for their advisory actions. Legal framework →
Questions?
We're here.
No sales pitch. Just a conversation about your finances.